Health insurance in France – things to know about it

Health insurance in France – things to know about it

Gilbert McBride No Comment
Career Tips

All people who move to France for the first time claim that they feel confused because there are a lot of things that they have to put in order. They have to get a job, to find a place to live, to choose a good school for kids and the list goes on and on. Thus, there is no wonder that the whole procedure of moving to this country is regarded as both exhausting and annoying. Not to mention that, sometimes, because of their negligence, people forget about important details such as health or maternity insurances. They are so busy with the other problems that they end up forgetting essential things. But here are some things they should take into consideration.

Why is health insurance so important?

Health insurance is provided in the Metropolitan area of France by the local Health Insurance Funds which are known as CPAM (Caisses Primaires d’Asssurance Maladie). Usually, there are two categories of individuals who can benefit from this insurance: those who have been living in France for more than three months and those who are working on the France territory. But what happens if you are not in neither of the categories?

 

In the majority of situations, you have to pay for the medical services that you receive. Usually, the costs are very high and it will definitely be a real challenge for you to cover them. Therefore, even from the very first moment when you arrive in France, you have to start thinking about getting this health insurance. In order to receive more information about it, you should search for assurance maladie 93.

What happens if you get sick after you get a job and you need medical services (but you have not worked at least three months)?

The experts say that you are qualified for healthcare coverage if you have already paid a certain amount in contributions. Also, if you have worked a certain number of hours in a short period, you can benefit from free healthcare services. Usually, the system requires at least 150 hours worked. On the other hand, there is another solution. There are people who move to France for getting married. If the husband/ wife is a French citizen, you can benefit from health insurance too.

How can you get your medicines?

In the majority of cases, the medicines are supplied on prescription. The costs of them are covered by the social security system, but only partially. It is also true that there is a list of compensated medicines, but you have to check it carefully.

Do you have to wait a lot for receiving your health insurance?

Fortunately, the answer is “no”. It only takes a couple of weeks for getting your health insurance, which is also known as “Carte Vitale”. In case you need medicines or medical services while you are waiting for your insurance, you will have to pay for them and then claim a reimbursement. In order to make sure that you receive your money back, you will have to keep all of your medical receipts. In France, they are called “feuille de soins”.

 

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